About this loan What are the features and benefits of the Suncorp Home Package Plus Fixed Home Loan? Loan to value ratio (LVR). One low rate, a discount that gets better every year, and no fees from us. HPP Fixed Rates Special Offers valid 20 October 2023. This increase means that for every $100,000 of loan balance remaining on a. After. For valuations up to $1 million, the valuation cost is $325. Keep in mind. Please note that these calculations are based on our current. Suncorp Bank. Home loan information and interest rates are for new loans only and are subject to change. Unloan – Variable Rate Home Loan – Refinance Only. Package their new Standard Variable or Fixed Rate home loan (new borrowing’s over $150,000) with our Everyday Options transaction bank account as part of our Home Package Plus; Combine a Back to Basics home loan (new borrowing’s over $150,000) with our Everyday Options transaction bank account. 5. 74%: 2. (1. refinance cashback offer. a. Read full review. Suncorp can close your home loan and contact the land title office in your state to organise removal of the mortgage from your title. *Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Better Together Special Offer >= $150,000 and borrowings <= 60% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments and who hold a Suncorp Bank transaction account. You fixed your rate at 6. Month 3: $1,547. Suncorp Bank will issue your home loan account number via SMS and via your settlement letter. Home Loan Refinance Our lowest variable rate Variable Rate 6. Employee Refinancerloans @ Refinancer Loans on 14/01/2022 - 10:34 suncorp. Variation Document Delivery MethodCompetitive rates & offers – Suncorp now has a rate of 1. A certificate of currency will most commonly include: Name of the insured party: The correct names of the insured party, i. Perhaps the most common reason for refinancing is to lower your interest rate. What is a home loan or mortgage? A home loan or mortgage is a loan from a bank or other financial institution to buy, build, refinance, or renovate a residential property. a. Get answers to your home lending questions, no matter how big or small. a. Refinance for new home lending of up to $750K receive $3000. It offers a wide variety of mortgage programs like VA, construction, commercial, and investment. Our Suncorp Bank Standard Variable Rate Home Loan is designed for borrowers who want the flexibility of a variable rate, and would like to take advantage of features like an offset loan or cashback facility. As homeowners look for opportunities to take advantage of competitively low-interest rates, Suncorp Bank has today announced it will waive annual package fees for customers who refinance their home loan to Suncorp. edited 2014-Nov-28, 5:53 pm AEST. 17% for a 15-year fixed mortgage. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. After comparing the loan fees and repayments, you apply for a new 3-year loan and borrow $15,000. Reverts to cash advance rate. 79% per annum comparison rate. Suncorp Bank: Back to Basics Home Loan: 2. 79% per annum comparison rate. LMI is a cost that protects the bank in the event you are unable to pay your mortgage. $2,000 + $5,000 = $7,000 less the flexiRate balance of $1,000 = $6,000. Steps switching from owner occupied to rental property. e. $600 for loans <90% LVR. Refinancing options in Texas. Suncorp takes a personal approach to their customers enquiries and needs always courteous, polite and friendly mannerisms. They provide one point of contact throughout, keeping you up to date every step of the way. Low doc: 60% of the property value (80% is available if you have BAS statements to support your income). com. Home Loan Interest Rate with current discount margin Comparison Rate 1 Application Fee 2 Monthly Fee 2 Offset Account 3 ; Budget Home Loan: 6. You’ll only pay interest on $94,000. Currently, they are offering a Refinance Cash Bonus. HSBC, Macquarie Bank and Suncorp also recently announced cuts which will take their respective fixed loan rates to new lows, though none of the three lenders will be adjusting variable rates - at least, for now. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. These investment home loan rates are based on data from Rate City and Mozo, sourced in December 2022, based on a loan amount of $500,000 and a minimum. Fill out your details as requested. Find out why Suncorp Bank is banking you can feel good about. Suncorp Bank has launched a home loan refinance cashback offer of up to $4,000 for health, education and emergency services workers with eligible home loans. *Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Better Together Special Offer >= $150,000 and borrowings <= 80% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments and who hold a Suncorp Bank transaction account. Suncorp's home loan rates are quite competitive, especially its package home loans. Register for Internet Banking. Reduce your. The land title office in your state will have its own timeframe for amending your title. Find a home loan that suits your needs in minutes. And if you're an investor, you'll be happy to know that. These loans don’t have to be from another provider – you can refinance your home loan to a different loan product with your existing lender too. Here are the current mortgage rates, as of Nov. 25%. When calculating your home loan interest, we’d add your Everyday Options Account balances together i. Online lender homeloans. All rates are valid until withdrawn and are subject to change. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. suncorp $3,000 cashback. Suncorp has excellent specials with their 3-year and 5-year fixed. Loan Establishment Fee. In addition, interested homebuyers can call Suncorp’s home loan experts for obligation-free consultations. Banking and home loan products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence. Loan type. There is an input in the calculator to consider these in the subsequent calculations. Turnaround times are the best they’ve ever been – our SunLight loans see final. “Our new two-year fixed home loan rate of 1. 0. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. 4 and half months still coming up with lot of lies about deadlines and loan approval. Talk to a home loan expert. Loan amount. Best Mortgage Refinance Lenders 2023. Newcastle Permanent Variable Home Loan (Premium Plus Package) $2,000 cashback for loans of $250,000 or more (T&Cs apply) Bonus $1,000 cashback for loans of $500,000 or more. a. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Refinance: A refinance occurs when a business or person revises a payment schedule for repaying debt. 7. But if you have a conventional mortgage -- or you. 32% p. Step 3 – Set up repayments In your settlement letter. 89% aims to give customers certainty and confidence as they purchase their home. Assuming a 30-year loan term, if you switched to that lower rate your monthly repayments. Sources:Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. a. Suncorp has a loan package called the Deposit Kickstart Home Loan, which allows first-home buyers to get into the real estate market faster without needing a deposit using the help of a guarantor. Most bridging loans are for the purchase of an. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. 89% p. 2. Save time with access to FastReFi® where we manage the refinance steps on your behalf, and fund your loan within days 2. When you bought your house, perhaps you took out an adjustable-rate mortgage (ARM). Current 20-Year Refinance Rates. To refinance to ING you must have a LVR of 80% or less. This product is available in different versions. $600 for loans <90% LVR. Refinance and get our standard Refinance Cash Bonus plus an extra $1,000 with an… Are you a teacher, nurse, firefighter or other eligible frontline worker? Suncorp Group on LinkedIn: Refinancing. Rates & calculators. 25% p. Available on home loans with our Advantage Package ($395 annual package fee) and our Basic Home Loan (no annual fee). The best mortgage refinance lenders. One of the latest deals is from Suncorp which has just rolled out a three-tiered cashback offer for eligible owner occupiers and investors, including a special for. Home Loans are issued by Suncorp-Metway Ltd ABN 66 010 831 722 No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Your home loan offer documents will include two FASTRefi® forms, the Borrower’s Acknowledgement, Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. a. Make extra repayments up to $500 per month during the fixed rate period with no early repayment fee. au (221 clicks) Last edited 14/01/2022 - 16:21 by 2 other users If you are looking to purchase or refinance a home with a $750,000 plus loan, this is a fantastic choice by scoring $3,000 cashback. It is available on owner-occupied and investor loans where repayments are either. You have the option of borrowing up to 90% of the home's value. Try using the Suncorp Home Loan Repayment Calculator to see how much you could be paying off your mortgage each month. Heritage Bank Discharge Form: Call 13 14 22 to request property sold/refinance/partial release form. Applicants must live in Australia and meet eligibility requirements. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. a. A cashback offer can sound very tempting. Whether you're buying, investing or refinancing, we have a home loan to suit your needs. Use our refinance calculator to find your rate. Suncorp normally requires. (3. $0 set up or ongoing fees to pay. Suncorp Bank charge a loan finalisation fee. a. 6. Interest-only option available on some loans. The cashback is available on. For a low annual fee you’ll receive a large interest rate discount, waived fees on many bank products, discounted insurance and a 100% offset account. We’ll reply within two hours or by the next. Verify your ID and sign documents online for super simple home loan refinancing. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. suncorp cashback mortgage. Applicants must live in Australia and meet eligibility requirements. Best for refinancing: Rocket Mortgage. comparison rate*). Number Of Borrowers * Borrower 1. In some cases, our lenders can even approve your new home loan on. Suncorp Bank’s most popular home loan offers, the Home Package Plus and the Better Together Special Offer, combine eligible home loans with a Suncorp Bank transaction account. $3,436. Get started online today!Set up discharge when you apply for your new mortgage – in order to avoid delays on the settlement. 100% obligation-free advice. 05 % pa: Nil: Nil: Apply. With the right special, this can offer a competitive value to borrowers. Buy an investment property. A new kind of home loan. Other rates include a standard variable and a fixed rate option. The maximum loan size is $850,000 for purchase or refinance. Step 2 – Settlement All relevant parties will work together to arrange a convenient settlement day and time. Rates start at 2. Details Monitored by Suncorp Compare best Home Loans Loan Gallery Finance 5. Follow the prompts on screen or in the email sent to you to finalise your request. Personal loans often have a lower interest rate than credit cards, and there is no need to provide collateral if you. a. You can payout your home loan as quickly as you like. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. If you have $10,000 in a Suncorp Everyday Options account in offset mode. For instance, some lenders may take longer to examine all your documents and paperwork, than other lenders would prior to making a. Enjoy a low rate home loan with $0 application fee and $0 ongoing fees. ^^Discounted rate is only available for new Personal/Owner Occupied or Investment loans taken out as part of the Suncorp Bank Green Upgrades Equity Home Loan Offer. 04% p. 47% p. With $3,000 cash when they refinance to a Suncorp BankProducts and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Cash out refinancing is a type of mortgage refinancing that allows you to access the equity in your home by taking out a new loan with a higher loan balance than. Suncorp Bank:. 39% (2. Suncorp Home Loans (Home Loan): 1. The Suncorp cashback will be paid to you within 1-2 months from the settlement date. It’s simple & convenient to manage your home loan with the following helpful information, tools & services. What is Lenders Mortgage Insurance (LMI)? In the event you are borrowing more than 80% of the value of a property from a Suncorp Bank, you will have to pay what’s called Lenders Mortgage Insurance (LMI). The longest home loan you can have with Suncorp Bank is 30 years while the shortest loan period you can apply for is 8 years. George transaction account within 60 days of settlement. 10% and the fixed rates by 0% to 0. can be eligible even with only 5% deposit) and up to 110% LVR with a home loan guarantor. *. Find out what options are available so you can renovate your current home and turn it into your dream home. Most lenders require you to prove that you have saved a 5% deposit. The BBSR is the rate at which your lender borrows money from the wholesale money market to fund your loan, and when you take out a fixed rate loan, your lender pays interest at a fixed rate. For joint applications, only one cashback payment will be paid to the primary applicant. However, you should be able to plan it properly to avoid paying the penalty fee. Please refer to the product disclosure statement (PDS) and Canstar’s Financial Services and Credit Guide (FSCG) for more information, and read our detailed disclosure important notes and liability disclaimer. Manage your home loan. 1. 13% p. Refinance your eligible home loan of $250,000+ and 80% or less LVR and get $2,000 cashback (T&Cs apply) with ANZ’s Simplicity PLUS Home Loan Special Offer. Please see below for Suncorp's current variable rates on Better Together Home Loan: What home loan(s) you can refinance to CommBank Faster funding Saves time No additional CommBank settlement fees when you choose FASTRefi® FASTRefi® reduces the time to fund your new home loan, meaning you can start enjoying the benefits of your new home loan sooner. a. 74, the average rate you'll pay for a 15-year fixed. 74%: 3. Read full review. 82% CR) under 70% LVR, Store: Suncorp, Category: Financial Suncorp has been named Money Magazine’s Bank of the Year and Business Bank of the Year for the fourth year in a row. Suncorp Reverse Mortgage Loans 9 Lending Fees and Charges – Personal Loans 9 Personal Loan & Share Trade Product Offers 10 Fees 10 Share Trade: 10 Money Manager – My Home Package 11 Package is no longer available for new home loan package sales. Talk to a home loan expert. Refinance loans from 5. Fixed Rate Home Loans If you’re particularly budget conscious, the Fixed Home Loan from Suncorp Bank may be a good idea because you’ll know exactly how much you’ll be paying back each month. 1. Trust. Suncorp has been named Money Magazine’s Bank of the Year and Business Bank of the Year for the fourth year in a row. 69% p. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Find interest rates, fees and features of Suncorp Bank home loans. 🏆 Best Owner Occupier Variable Home Loan – Police Credit Union – Better Home Loan - Special LVR 80% (Owner Occupier) 🏆 Best Owner Occupier Fixed. Verify your ID and sign documents online for super simple home loan refinancing. Worst bank ever to process home loan application for refinancing if you are existing customer. To approved applicants only. The land title office in your state will have its own timeframe for amending your title. Read our Home Loan Terms. They built up a large following using their partnership with mortgage brokers only to withdraw from the broker market and sell their customer’s loans to Firstmac in a surprise. Queensland is doubling its First Home Owner Grant, taking the total to $30,000 for eligible first home purchases. Refinance cashback offers Commercial property loans Cons They may not be offering you a great deal based on your unique situation Their lending policy is inconsistent so. Unlike a cash-out refinance, a cash-in refinance involves the borrower putting a large sum of money into the refinancing process rather than taking it out. 83 % pa: 6. from the Standard 3 Year Fixed Rate (currently 6. Enquiring for a Home Loan Application is Easy - Just Fill Out Our Quick Form and One of Our Home Lending Specialists will Organise the Rest with You. When you sell or refinance, you need to discharge your loan. 100% of commission/bonus income is used in serviceability. 7. A simplified online application makes it easier to apply for a mortgage refinance with Wells Fargo. g. The announcement comes as the bank launches a market-wide refinance cashback offer of up to $3,000 for any mortgage customer looking to switch to Suncorp. a. Chase – Best For Relationship. *Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Better Together Special Offer >= $150,000 and borrowings <= 60% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments and who hold a Suncorp Bank transaction account. Back; Self Managed Super Funds; International. Payable on each loan application and will be charged only once where there are multiple facilities requested as part of the same loan application. Specifically, pricing advertised includes a $0 monthly fee, and a low variable rate starting from 5. Best for retired veterans: Navy. Suncorp’s Back To Basics loan is a no-frills variable rate mortgage. 6. Access to savings with unlimited redraws available. This repayment will require you to pay the interest charge, as well as reducing the principal amount of. Australian Prudential Regulation Authority data for May shows ANZ holds about 13. Home Loan Refinance Our lowest variable rate Variable Rate 6. Refinancing at a longer repayment term may lower your mortgage payment, but may also increase the total interest paid over the life of the loan. A rate-and-term refinance is the most common type of refinancing. The package fee will be deducted from the loan proceeds at settlement, and charged to the package home loan on the first business day of the loan anniversary month. In the case of a refinance (or “refi”), you can expect to pay about 2% – 6% of the loan amount on your. 8 per cent. And say you have saved up enough for a 20% deposit of $100,000. This is the multi-offset value that can then be subtracted from your $100,000 home loan when calculating interest. Type of Loan Suncorp Bank Home Loan Fee or Charge Description Variable Rate Fixed Rate Back to Basics Setting Up a New Facility Payable on each loan application and will be charged only once where there are multiple facilitiesProducts and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. No monthly account keeping fee, no ongoing annual fee and no loan establishment fee. This happens when current mortgage rates are lower than your original rate. Affordable home loan rate for buyers or refinancers. e. Talk to a home loan expert. The Wealth Package is suitable for loans over $250,000 in most cases. com. New to bank lending ≥ $150,000. 99% (2. Suncorp Bank has announced new interest rates for home loan customers following the Reserve Bank of Australia’s decision on Tuesday, 7 November 2023. No application or ongoing fees. 1. This announcement comes as Suncorp Bank launches a market-wide refinance cashback offer of up to $3,000 cashback for any mortgage customer looking to switch to Suncorp. Currently, they are offering a Refinance Cash Bonus (ends 18 Dec 2020; applications settled by 26 Mar 2021): Refinance for new home lending of up to $250K receive $2000. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. 31% p. 70% p. • $4,000 cashback for a new refinanced home loan of $1,000,000 or more, LVR ≤90%. Rates listed on Canstar’s home loans database show that, on average, the interest rates for investment loans will tend to be higher than those charged on owner-occupied loans. 64%. 96% for a 30-year fixed mortgage and 7. 70% p. Aussies looking to save money on their home loan and earn $2,000 cashback into the bargain will be pleased to hear that Suncorp has extended its popular refinance cashback offer to give more borrowers the chance to switch and save before the offer ends on 30 September. Suncorp has loans for borrowers with deposits as low as 10% or even 5%, though some of its. Best for saving money: SoFi. Pay no annual fee for the life of the loan if you take out a new Home Package Plus home. Hopefull, South Australia, reviewed about 2 years ago. The offer: You see a package home loan with a $2,000 cashback and a lower 5. If you’d like to speak to someone straightaway, please call 13 11 55 Mon-Fri 8am-7pm and Sat-Sun 9am-2pm (AEST) Things you should know. A refinance can allow you to lengthen the term of your mortgage and lower your monthly payments. Plus 0% p. Best for no lender fees: Ally Bank. Enjoy the flexibility of extra cash in your back pocket when you refinance your home loan to ME. Year 4 and thereafter. pdf from BUS 501 at La Trobe University. The table below is updated daily with Florida mortgage rates for the most common types of home loans. Refinance Cashback Offers. What home loan(s) you can refinance to CommBank Faster funding Saves time No additional CommBank settlement fees when you choose FASTRefi® FASTRefi® reduces the time to fund your new home loan, meaning you can start enjoying the benefits of your new home loan sooner. The 30-year fixed mortgage rate on November 19, 2023 is down 25 basis points from the previous week's average rate of 7. Managing on a low income Get the most out of your money. The. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. A home loan will have a loan term (usually between 8-30 years), which can have the option of principal and interest or interest only repayments. This repayment will require you to pay the interest charge, as well as reducing the principal amount of. ^^Discounted rate is only available for new Personal/Owner Occupied or Investment loans taken out as part of the Suncorp Bank Green Upgrades Equity Home Loan Offer. annual fees, application fees) on top of the interest rate. Compare home loan interest rates from 5. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. Total Savings. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years. It's home loans have even been rated as some of the best around, with Suncorp having taken out two 2021 Mozo Experts Choice Home Loan Awards for best Packaged and Investor Home Loans. Name the goal. Plus, it has great features like free extra repayments and redraw facilities. The interest rates and fees and charges are those that apply as at the date of production of the Key Facts Sheet. *. 98% p. Find out more. Excludes pre-approvals, or refinances of an existing Suncorp Bank home loan, homes under construction at the time of the loan application, Suncorp Bank add loans and non-individual borrowers (such as loans in company names). Suncorp’s Back To Basics loan is a no-frills variable rate mortgage. Get discounted rates upfront on eligible loans disclaimerHome loan packages can make home loans more affordable in two distinct ways. $3,000 Home Loan Refinance Offer^ Effective Monday 26 July 2021, Suncorp will offer customers a $3,000 refinance incentive if they switch to Suncorp for loans of $750,000 or more. Use the Cross or Check marks in the top toolbar to select your answers in the list boxes. Showing 5 of 14 results Suncorp key facts Suncorp's home loan rates are quite competitive, especially its package home loans. Applying for either the minimum or maximum can have perks, but Marsha says the right loan term really depends on your circumstances and the loan’s purpose. 86 400: Own Home Loan: 2. 20% for new. Suncorp’s ensuing rapid growth in home loans raised market questions about. 74%: 3. Discounted Back to Basics Variable Rate with Better Together Special Offer. They provide one point of contact throughout, keeping you up to date every step of the way. • $3,000 cashback for a new refinanced home loan of $500,000-$999,999, LVR ≤90%. Competition among lenders to attract home loan refinancers appears to be heating up with a spate of new cashback offers as high as $4,000 hitting the market in recent weeks. A record $19. On a 30-year, $500,000 interest-only home loan with a 5-year fixed rate of 5%, your repayments would be $2,083 in that initial interest-only period. 86 Total repayment $954,669. A loan term is the length of time it takes for a loan to be completely paid off – assuming you make regular repayments over a period of years. Plus, you can enjoy a generous $2,500 cashback when you refinance your home loan to BOQ. Schedule an appointment. 4 out of 5 stars from 79 genuine reviews on Australia's largest opinion site ProductReview. Looking to refinance your home loan? Compare the top interest rates and offers to save on your mortgage this November. Confused about when to refinance your home loan and how you can benefit from it? Check out these 10 questions that you can ask. 84%. Refinancing at a shorter repayment term may increase your mortgage payment, but may lower the total interest paid over the life of the loan. The Suncorp Back to Basics Home Loan offers a low variable rate in exchange for a no-frills home loan with some basic yet important features. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. (5. call 1300 889 743 phone GET A. Credit Score. Fast refinance is a process that allows borrowers to refinance their loan to a new lender without the existing bank having the chance to slow down the process. Suncorp, which has a much larger insurance business, last year signed a deal to sell its bank to ANZ for $4. The Home Package Plus discounts are applied for as long as the home loan remains part of the Home Package Plus. We take your loan amount, add the total estimated amount of interest we charge over the life of the loan, apply the annual rate discount that increases every year (up to 30 years), and then divide that total up into a monthly amount, based on the length of your loan term. Or you can contact us at any time!If you are an Internet Banking customer or use our mobile app. 32% to 6. Eligible customers can borrow amounts from $10,000 and up to 95% of the property’s value if you’re an owner occupier or up to 90% if you’re an investor. Your borrowing capacity relates to your current financial situation, including your income, financial commitments and regular expenses. 16% p. The new loan must be in the same name (s) as the existing one. Buy my next home. Macquarie’s rate reductions, which come into effect from November 11, range from 10 basis points for 1, 2 and 3-year fixed loans to. Apply online. You don’t intend to develop the property for significant agricultural activities. 69% p. a. CBA charges a discharge fee of $350 for their Standard Variable and Base Home Loans but do not charge a fee for their No. 69%. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. You find a new loan with a rate of 7%. Use the Suncorp App. Suncorp Customers Login. When refinancing, you don’t have to take on any extra debt – you can simply refinance the amount left to repay (the ‘principal’). Explore our home loans. 7. As a digital-only home loan, Unloan is available exclusively via. Savings.